Neocataboi
01-08-2012, 11:22 PM
Hey guys,
My car was hit today, and from what i can tell the damage was only to the front of the car, like my bumper and my licence plate holder. the Girl who hit me works with me, but doesn't own the car. the owner of the car is her boyfriends brother, who so happens to work with me, and is also named Manny (go figure).
My dilemma is that i dont think she might be covered under his insurance because she lives in the same house hold. She (when she confessed, after i found out though the security cameras at work anyways) she mentioned she didn't want the other Manny to know of what happened and told me that she would just pay for the damage out right.
My dilemma is, her car is on film hitting my car and taking off, i was going to file for a hit and run, but she confessed before i did so. it happened on company property, so there was a formal complaint issued, and video noted. my thing is that i would prefer this be covered by insurance somehow, i don't want to have to struggle with this and have to deal with fixing it on my own. she didn't have any of the cars insurance info with her either. -_-. So i was wondering if i can go up to Manny and ask him for his insurance info and file a claim? Or, Should i issue one though my insurance, and present them with the info that points to her doing the damage; her getting into the car and then hitting mine.
the last option is to have her cover for the damage herself, i told her the only thing i knew that was messed up for sure was the bumper(because the clips that held it in place broke), replacing just the bumper is a ~400 deal, she even wanted to try and "do it her self, (OMG!) because she likes arts and crafts". if i do decide that it is okay for her to get me a new bumper and have it painted at a shop, what should i do so she keeps her end of the deal, i dont want to make this a her word against mine type of thing. Because i work with both of them on my team, i don't want it to end badly, i just want my car fixed. If i have her sign a "contact" agreeing to her repairing the damage would it hold up? or should i not risk it an go straight to the insurance.
Right now, i am out to removing my bumper completely, and going to try and fix my fender(it got pushed in slightly, and presses up against the tire).
Any advise is appreciated. i needed to clear my mind with this.
thanks again guys, i would post a PIX, but i cant yet. my phone doesn't connect to a PC, and Jo hasn't got home from work yet.
My car was hit today, and from what i can tell the damage was only to the front of the car, like my bumper and my licence plate holder. the Girl who hit me works with me, but doesn't own the car. the owner of the car is her boyfriends brother, who so happens to work with me, and is also named Manny (go figure).
My dilemma is that i dont think she might be covered under his insurance because she lives in the same house hold. She (when she confessed, after i found out though the security cameras at work anyways) she mentioned she didn't want the other Manny to know of what happened and told me that she would just pay for the damage out right.
My dilemma is, her car is on film hitting my car and taking off, i was going to file for a hit and run, but she confessed before i did so. it happened on company property, so there was a formal complaint issued, and video noted. my thing is that i would prefer this be covered by insurance somehow, i don't want to have to struggle with this and have to deal with fixing it on my own. she didn't have any of the cars insurance info with her either. -_-. So i was wondering if i can go up to Manny and ask him for his insurance info and file a claim? Or, Should i issue one though my insurance, and present them with the info that points to her doing the damage; her getting into the car and then hitting mine.
the last option is to have her cover for the damage herself, i told her the only thing i knew that was messed up for sure was the bumper(because the clips that held it in place broke), replacing just the bumper is a ~400 deal, she even wanted to try and "do it her self, (OMG!) because she likes arts and crafts". if i do decide that it is okay for her to get me a new bumper and have it painted at a shop, what should i do so she keeps her end of the deal, i dont want to make this a her word against mine type of thing. Because i work with both of them on my team, i don't want it to end badly, i just want my car fixed. If i have her sign a "contact" agreeing to her repairing the damage would it hold up? or should i not risk it an go straight to the insurance.
Right now, i am out to removing my bumper completely, and going to try and fix my fender(it got pushed in slightly, and presses up against the tire).
Any advise is appreciated. i needed to clear my mind with this.
thanks again guys, i would post a PIX, but i cant yet. my phone doesn't connect to a PC, and Jo hasn't got home from work yet.